# What is Pension Auto-Enrolment?

Auto-enrolment requires eligible employees to be enrolled into a workplace pension. SMEs in the UK and IE must assess eligibility, enroll, and keep records. HR systems help track status, opt-outs, and communications.

Source: https://faqtic.co/glossary/pension-auto-enrolment

## Why it Matters for SMEs

- Legal compliance
- Accurate records
- Employee savings

## Example in Practice

Eligibility fields in Factorial support provider exports.

## Frequently Asked Questions

### Who is eligible?

Based on age and earnings thresholds.

### Can staff opt out?

Yes, with formal process.

### What to record?

Assessments, notices, opt-outs.

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